ObamaCare, officially named the Patient Protection and Affordable Care Act (PPACA) or Affordable Care Act (ACA), was signed into law by President Obama on March 23, 2010. ObamaCare was designed to provide more Americans with access to affordable health insurance, improve the quality of health care and health insurance, regulate the health insurance industry, and reduce health care spending in the US.1
Though the ACA contains over a thousand pages of reforms, most of the principal reforms are contained in the first 140 pages (see ObamaCare Facts for sections of the ACA). Following passage of the ACA, suits were filed in Florida, Michigan, Ohio, Virginia, and the District of Columbia seeking to overturn ObamaCare on the grounds that the provisions which mandate the purchase of health insurance by individuals, referred to as the “Individual Mandate”, violated the Commerce Clause.2 In a 5-4 decision, the U.S. Supreme Court upheld the individual mandate on June 28, 2012, citing the taxing authority of Congress under the Constitution.2
The debate over whether or not ObamaCare should remain the law of the land continues. Advocates of ObamaCare cite the millions of Americans who are covered under the program, many of who were not previously covered by health insurance. Rather than repeal, many advocates propose reforming areas of the ACA which can be improved upon. Opponents of the ACA raise personal liberty issues, such as losing the right to keep the physician of one’s choice, and contend that the financial costs of ObamaCare are much too high, citing the rise of premiums for middle class Americans and the 18 separate tax increases that will cost taxpayers approximately $503 billion between 2010 and 2019.3
Affordable Care Act (ObamaCare)
Should the federal government repeal the Affordable Care Act (ObamaCare)?